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# Business Mathematics - 10th edition

## ISBN10: 0321279654

Edition: 10TH 06
Published: 2006
International: No

## ISBN10: 0321279654

Edition: 10TH 06
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### Summary

The tenth edition of Business Mathematics has been extensively revised to maximize student interest in each chapter of the text. More than ever, real life examples from today's business world have been incorporated; new examples from actual companies and the people who run them are woven throughout the book to serve as applications of the concepts presented. Many new photographs, news clippings, and graphs have been added to increase the relevance of chapter content to the world students know. The globalization of our society is emphasized through examples and exercises that highlight foreign countries and international topics. Providing solid, practical, and up to date coverage of business mathematics topics, the text begins with a brief review of basic mathematics and goes on to introduce key business topics, such as bank services, payroll, business discounts and markups, simple and compound interest, stocks and bonds, consumer loans, taxes and insurance, depreciation, financial statements, and business statistics. In keeping with today's ever expanding Web use, Business Mathematics, tenth Edition, now includes MyMathLab a Webbased supplement that allows students to interact with a full version of the text online and a course management system so that you can use MyMathLab to teach an online course.

Preface

Introduction for Students

Index of Applications

Chapter 1 Whole Numbers and Decimals

1.1 Whole Numbers

1.2 Application Problems

1.3 Basic of Decimals

1.4 Addition and Subtraction of Decimals

1.5 Multiplication and Division of Decimals

'Net Assets: Business on the Internet

Chapter 1 Quick Review

Chapter Terms

Summary Exercise: The Toll of Wedding Bells

Chapter 1 Test

Chapter 2 Fractions

2.1 Basics of Fractions

'Net Assets: Business on the Internet

2.2 Addition and Subtraction of Fractions

2.3 Addition and Subtraction of Mixed Numbers

2.4 Multiplication and Division of Fractions

2.5 Converting Decimals to Fractions and Fractions to Decimals

Chapter 2 Quick Review

Chapter Terms

Summary Exercise: Using Fractions with Statistics

Chapter 2 Test

Chapter 3 Percent

3.1 Writing Decimals and Fractions as Percents

3.2 Finding Part

3.3 Finding Base

Supplementary Application Exercises on Base and Part

3.4 Finding Rate

Supplementary Application Exercises on Base, Rate, and Part

3.5 Increase and Decrease Problems

'Net Assets: Business on the Internet

Chapter 3 Quick Review

Chapter Terms

Summary Exercise: Investment Gains and Losses

Chapter 3 Test

Cumulative Review: Chapters 1- 3

Chapter 4 Bank Services

4.1 Checking Accounts and Check Registers

'Net Assets: Business on the Internet

4.2 Checking Services and Credit-Card Transactions

4.3 Bank Statement Reconciliation

Chapter 4 Quick Review

Chapter Terms

Summary Exercise: The Banking Activities of a Retailer

Chapter 4 Test

Chapter 5 Payroll

5.1 Gross Earnings: Wages and Salaries

5.2 Gross Earnings: Piecework and Commissions

5.3 Social Security, Medicare, and Other Taxes

5.4 Income Tax Withholdings

'Net Assets: Business on the Internet

Chapter 5 Quick Review

Chapter Terms

Summary Exercise: Payroll: Finding Your Take-Home Pay

Chapter 5 Test

6.2 Single Discount Equivalents

6.3 Cash Discounts: Ordinary Dating Method

'Net Assets: Business on the Internet

6.4 Cash Discounts: Other Dating Methods

Chapter 6 Quick Review

Chapter 6 Terms

Summary Exercise: The Retailer: Invoices, Trade Discounts, and Cash Discounts

Chapter 6 Test

Chapter 7 Mathematics of Selling

7.1 Markup on Cost

7.2 Markup on Selling Price

Supplementary Application Exercises on Markup

7.3 Markdown

7.4 Turnover and Valuation of Inventory

Chapter 7 Quick Review

Chapter Terms

Summary Exercise: Markdown: Reducing Prices to Move Merchandise

'Net Assets: Business on the Internet

Chapter 7 Test

Cumulative Review: Chapters 4-7

Chapter 8 Simple Interest

8.1 Basics of Simple Interest

8.2 Finding Principal, Rate, and Time

8.3 Simple Discount Notes

8.4 Discounting a Note Before Maturity

'Net Assets: Business on the Internet

Supplementary Application Exercises on Simple Interest and Simple Discount

Chapter 8 Quick Review

Chapter Terms

Summary Exercise: Banking in a Global World: How do Large Banks Make Money?

Chapter 8 Test

Chapter 9 Compound Interest

9.1 Compound Interest

9.2 Interest Bearing Bank Accounts and Inflation

'Net Assets: Business on the Internet

9.3 Present Value and Future Value

Chapter 9 Quick Review

Chapter Terms

Summary Exercise: Valuing a Chain of McDonald's Restaurants

Chapter 9 Test

Cumulative Review: Chapters 8-9

Chapter 10 Annuities, Stocks, and Bonds

10.1 Annuities and Retirement Accounts

10.2 Present Value of an Ordinary Annuity

10.3 Sinking Funds (Finding Annuity Payments)

Supplementary Application Exercises on Annuities and Sinking Funds

10.4 Stocks

'Net Assets: Business on the Internet

10.5 Bonds

Chapter 10 Quick Review

Chapter Terms

Summary Exercise: Planning for Retirement

Chapter 10 Test

Chapter 11 Business and Consumer Loans

11.1 Open-End Credit and Charge Cards

11.2 Installment Loans

11.3 Early Payoffs of Loans

11.4 Personal Property Loans

11.5 Real Estate Loans

Chapter 11 Quick Review

Chapter Terms

Summary Exercise: Consolidating Loans

'Net Assets: Business on the Internet

Chapter 11 Test

Cumulative Review: Chapters 10-11

Chapter 12 Taxes and Insurance

12.1 Property Tax

12.2 Personal Income Tax

12.3 Fire Insurance

12.4 Motor-Vehicle Insurance

12.5 Life Insurance

'Net Assets: Business on the Internet

Chapter 12 Quick Review

Chapter Terms

Summary Exercise: Financial Planning for Taxes and Insurance

Chapter 12 Test

Chapter 13 Depreciation

13.1 Depreciation: Straight-Line Method

13.2 Depreciation: Declining-Balance Method

13.3 Depreciation: Sum-of-Years'-Digits Method

Supplementary Application Exercises on Depreciation

13.4 Depreciation: Units-of-Production Method

'Net Assets: Business on the Internet

13.5 Depreciation: Modified Accelerated Cost Recovery System

Chapter 13 Quick Review

Chapter Terms

Summary Exercise: Comparing Depreciation Methods: A Business Application

Chapter 13 Test

Chapter 14 Financial Statements and Ratios

14.1 The Income Statement

14.2 Analyzing the Income Statement

14.3 The Balance Sheet

14.4 Analyzing the Balance Sheet

Chapter 14 Quick Review

Chapter Terms

'Net Assets: Business on the Internet

Chapter 14 Test

15.1 Frequency Distributions and Graphs

15.2 Mean, Median, and Mode

Chapter 15 Quick Review

Chapter Terms

Summary Exercise: Watching the Growth of a Small Business

'Net Assets: Business on the Internet

Chapter 15 Test

Appendix A Equations and Formula Review

A.1 Equations

A.4 Ratio and Proportion

Appendix B The Metric System

Appendix C Basic Calculators

Appendix D Financial Calculators