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Mathematics for Business

Mathematics for Business - 8th edition

ISBN13: 978-0321357434

Cover of Mathematics for Business 8TH 07 (ISBN 978-0321357434)
ISBN13: 978-0321357434
ISBN10: 0321357434
Cover type: Hardback
Edition/Copyright: 8TH 07
Publisher: Addison-Wesley Longman, Inc.
Published: 2007
International: No

List price: $162.75

Mathematics for Business - 8TH 07 edition

ISBN13: 978-0321357434

Stanley Salzman, Charles Miller and Gary Clendenen

ISBN13: 978-0321357434
ISBN10: 0321357434
Cover type: Hardback
Edition/Copyright: 8TH 07
Publisher: Addison-Wesley Longman, Inc.

Published: 2007
International: No

The Eighth Edition of Mathematics for Business continues to provide solid, practical, and current coverage of the mathematical topics students must master to succeed in business today. The text begins with a review of basic mathematics and goes on to introduce key business topics in an algebra-based context.

Chapter 1, Problem Solving and Operations with Fractions, starts off with a section devoted to helping students become better problem solvers and critical thinker while reviewing basic math skills. Optional scientific calculator boxes are integrated throughout and financial calculator boxes are presented in later chapters to help students become more comfortable with technology as they enter the business world. The text incorporates applications pertaining to a wide variety of careers so students from all disciplines can relate to the material. Each chapter opener features a real-world application.


  • Current financial data used throughout the text.
  • Real-world applications within exercise sets are now called out by topical headings for each problem so that students immediately see the relevance of the problems to their lives.
  • Introduction to problem solving in Section 1.1 helps students learn how to think through solving common problems. The emphasis on problem-solving skills is carried through the text so that students can enter the business world with critical thinking skills and apply what they have learned.
  • Chapter openers now incorporate an application with a real-world graph or figure so students can understand how the chapter content pertains to actual business situations.
  • Financial calculator boxes that explain how to solve examples using a financial calculator are now integrated into later chapters to familiarize students with the technology they will be using in the business world.
  • A Metric System Appendix, complete with examples and exercises, explains the metric system and teaches students to convert between US and metric units of measurement.
  • 'Net Assets emphasize the World Wide Web and keep students current on how businesses adapt to technology.
  • Cumulative Reviews help students review groups of related chapter topics and reinforce their understanding of the material.

Table of Contents


1. Problem Solving and Operations with Fractions

1.1 Problem Solving
1.2 Addition and Subtraction of Fractions
1.3 Multiplication and Division of Fractions

2. Equations and Formulas

2.1 Solving Equations
2.2 Applications of Equations
2.3 Formulas
2.4 Ratios and Proportions

3. Percent

3.1 Writing Decimals and Fractions as Percents
3.2 Finding the Part
3.3 Finding the Base
3.4 Supplementary Exercise: Base and Part
3.5 Finding the Rate
3.6 Supplementary Exercise: Rate, Base, and Part
3.7 Increase and Decrease Problems
Cumulative Review, Chapters 1-3


4. Banking Services

4.1 Checking Accounts and Check Registers
4.2 Checking Services and Depositing Credit Card Transactions
4.3 Reconciliation

5. Payroll

5.1 Gross Earnings (Wages and Salaries)
5.2 Gross Earnings (Commission)
5.3 Gross Earnings (Piecework)
5.4 Social Security, Medicare, and Other Taxes
5.5 Income Tax Withholding
5.6 Payroll Records and Quarterly Returns

6. Taxes

6.1 Sales Tax
6.2 Property Tax
6.3 Personal Income Tax

7. Risk Management

7.1 Business Insurance
7.2 Motor Vehicle Insurance
7.3 Life Insurance
Cumulative Review, Chapters 4-7


8. Mathematics of Buying

8.1 Invoices and Trade Discounts
8.2 Single Discount Equivalents
8.3 Cash Discounts: Ordinary Dating Method
8.4 Cash Discounts: Other Dating Methods

9. Markup

9.1 Markup on Cost
9.2 Markup on Selling Price
9.3 Markup with Spoilage

10. Markdown and Inventory Control

10.1 Markdown
10.2 Average Inventory and Inventory Turnover
10.3 Valuation of Inventory
Cumulative Review, Chapters 8-10


11. Simple Interest

11.1 Basics of Simple Interest
11.2 Simple Interest for a Given Number of Days
11.3 Maturity Value
11.4 Inflation and the Time Value of Money

12. Notes and Bank Discount

12.1 Simple Interest Notes
12.2 Simple Discount Notes
12.3 Comparing Simple Interest and Simple Discount
12.4 Discounting a Note.

13. Compound Interest

13.1 Compound Interest
13.2 Daily and Continuous Compounding
13.3 Finding Time and Rate
13.4 Present Value at Compound Interest

14. Annuities and Sinking Funds

14.1 Amount of an Annuity
14.2 Present Value of an Annuity
14.3 Sinking Funds

15. Business and Consumer Loans

15.1 Open-End Credit
15.2 Installment Loans
15.3 Early Payoffs of Loans
15.4 Personal Property Loans
15.5 Real Estate Loans
Cumulative Review, Chapters 11-15


16. Depreciation

16.1 Straight-Line Method
16.2 Declining-Balance Method
16.3 Sum-of-the-Years'-Digits Method
16.4 Units-of-Production Method and Partial-Year Depreciation
16.5 Modified Accelerated Cost Recovery System

17. Financial Statements and Ratios

17.1 The Income Statement
17.2 Analyzing the Income Statement
17.3 The Balance Sheet
17.4 Analyzing the Balance Sheet; Financial Ratios

18. Securities and Distribution of Profit and Overhead

18.1 Distribution of Profits in a Corporation
18.2 Buying Stock
18.3 Bonds
18.4 Distribution of Profits and Losses in a Partnership
18.5 Distribution of Overhead

19. Business Statistics

19.1 Frequency Distributions and Graphs
19.2 The Mean
19.3 The Median and the Mode
19.4 Range and Standard Deviation
19.5 Index Numbers
Cumulative Review, Chapters 16-19

Appendix A: Calculator Basics
Scientific Calculators
Financial Calculators
Appendix B: The Metric System
Appendix C: Powers of e
Appendix D: Interest Tables
Answers to Selected Exercises