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by Stanley Salzman, Charles Miller and Gary Clendenen

Edition: 8TH 07Copyright: 2007

Publisher: Addison-Wesley Longman, Inc.

Published: 2007

International: No

Stanley Salzman, Charles Miller and Gary Clendenen

Edition: 8TH 07
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The Eighth Edition of Mathematics for Business continues to provide solid, practical, and current coverage of the mathematical topics students must master to succeed in business today. The text begins with a review of basic mathematics and goes on to introduce key business topics in an algebra-based context.

Chapter 1, Problem Solving and Operations with Fractions, starts off with a section devoted to helping students become better problem solvers and critical thinker while reviewing basic math skills. Optional scientific calculator boxes are integrated throughout and financial calculator boxes are presented in later chapters to help students become more comfortable with technology as they enter the business world. The text incorporates applications pertaining to a wide variety of careers so students from all disciplines can relate to the material. Each chapter opener features a real-world application.

**Features**

- Current financial data used throughout the text.
- Real-world applications within exercise sets are now called out by topical headings for each problem so that students immediately see the relevance of the problems to their lives.
- Introduction to problem solving in Section 1.1 helps students learn how to think through solving common problems. The emphasis on problem-solving skills is carried through the text so that students can enter the business world with critical thinking skills and apply what they have learned.
- Chapter openers now incorporate an application with a real-world graph or figure so students can understand how the chapter content pertains to actual business situations.
- Financial calculator boxes that explain how to solve examples using a financial calculator are now integrated into later chapters to familiarize students with the technology they will be using in the business world.
- A Metric System Appendix, complete with examples and exercises, explains the metric system and teaches students to convert between US and metric units of measurement.
- 'Net Assets emphasize the World Wide Web and keep students current on how businesses adapt to technology.
- Cumulative Reviews help students review groups of related chapter topics and reinforce their understanding of the material.

PART I. BASIC MATHEMATICS

1. Problem Solving and Operations with Fractions

1.1 Problem Solving

1.2 Addition and Subtraction of Fractions

1.3 Multiplication and Division of Fractions

2. Equations and Formulas

2.1 Solving Equations

2.2 Applications of Equations

2.3 Formulas

2.4 Ratios and Proportions

3. Percent

3.1 Writing Decimals and Fractions as Percents

3.2 Finding the Part

3.3 Finding the Base

3.4 Supplementary Exercise: Base and Part

3.5 Finding the Rate

3.6 Supplementary Exercise: Rate, Base, and Part

3.7 Increase and Decrease Problems

Cumulative Review, Chapters 1-3

PART II. BASIC BUSINESS APPLICATIONS

4. Banking Services

4.1 Checking Accounts and Check Registers

4.2 Checking Services and Depositing Credit Card Transactions

4.3 Reconciliation

5. Payroll

5.1 Gross Earnings (Wages and Salaries)

5.2 Gross Earnings (Commission)

5.3 Gross Earnings (Piecework)

5.4 Social Security, Medicare, and Other Taxes

5.5 Income Tax Withholding

5.6 Payroll Records and Quarterly Returns

6. Taxes

6.1 Sales Tax

6.2 Property Tax

6.3 Personal Income Tax

7. Risk Management

7.1 Business Insurance

7.2 Motor Vehicle Insurance

7.3 Life Insurance

Cumulative Review, Chapters 4-7

PART III. MATHEMATICS OF RETAILING

8. Mathematics of Buying

8.1 Invoices and Trade Discounts

8.2 Single Discount Equivalents

8.3 Cash Discounts: Ordinary Dating Method

8.4 Cash Discounts: Other Dating Methods

9. Markup

9.1 Markup on Cost

9.2 Markup on Selling Price

9.3 Markup with Spoilage

10. Markdown and Inventory Control

10.1 Markdown

10.2 Average Inventory and Inventory Turnover

10.3 Valuation of Inventory

Cumulative Review, Chapters 8-10

PART IV. MATHEMATICS OF FINANCE

11. Simple Interest

11.1 Basics of Simple Interest

11.2 Simple Interest for a Given Number of Days

11.3 Maturity Value

11.4 Inflation and the Time Value of Money

12. Notes and Bank Discount

12.1 Simple Interest Notes

12.2 Simple Discount Notes

12.3 Comparing Simple Interest and Simple Discount

12.4 Discounting a Note.

13. Compound Interest

13.1 Compound Interest

13.2 Daily and Continuous Compounding

13.3 Finding Time and Rate

13.4 Present Value at Compound Interest

14. Annuities and Sinking Funds

14.1 Amount of an Annuity

14.2 Present Value of an Annuity

14.3 Sinking Funds

15. Business and Consumer Loans

15.1 Open-End Credit

15.2 Installment Loans

15.3 Early Payoffs of Loans

15.4 Personal Property Loans

15.5 Real Estate Loans

Cumulative Review, Chapters 11-15

PART V. ACCOUNTING AND OTHER APPLICATIONS

16. Depreciation

16.1 Straight-Line Method

16.2 Declining-Balance Method

16.3 Sum-of-the-Years'-Digits Method

16.4 Units-of-Production Method and Partial-Year Depreciation

16.5 Modified Accelerated Cost Recovery System

17. Financial Statements and Ratios

17.1 The Income Statement

17.2 Analyzing the Income Statement

17.3 The Balance Sheet

17.4 Analyzing the Balance Sheet; Financial Ratios

18. Securities and Distribution of Profit and Overhead

18.1 Distribution of Profits in a Corporation

18.2 Buying Stock

18.3 Bonds

18.4 Distribution of Profits and Losses in a Partnership

18.5 Distribution of Overhead

19. Business Statistics

19.1 Frequency Distributions and Graphs

19.2 The Mean

19.3 The Median and the Mode

19.4 Range and Standard Deviation

19.5 Index Numbers

Cumulative Review, Chapters 16-19

Appendix A: Calculator Basics

Scientific Calculators

Financial Calculators

Appendix B: The Metric System

Appendix C: Powers of e

Appendix D: Interest Tables

Answers to Selected Exercises

Glossary

Index

Summary

The Eighth Edition of Mathematics for Business continues to provide solid, practical, and current coverage of the mathematical topics students must master to succeed in business today. The text begins with a review of basic mathematics and goes on to introduce key business topics in an algebra-based context.

Chapter 1, Problem Solving and Operations with Fractions, starts off with a section devoted to helping students become better problem solvers and critical thinker while reviewing basic math skills. Optional scientific calculator boxes are integrated throughout and financial calculator boxes are presented in later chapters to help students become more comfortable with technology as they enter the business world. The text incorporates applications pertaining to a wide variety of careers so students from all disciplines can relate to the material. Each chapter opener features a real-world application.

**Features**

- Current financial data used throughout the text.
- Real-world applications within exercise sets are now called out by topical headings for each problem so that students immediately see the relevance of the problems to their lives.
- Introduction to problem solving in Section 1.1 helps students learn how to think through solving common problems. The emphasis on problem-solving skills is carried through the text so that students can enter the business world with critical thinking skills and apply what they have learned.
- Chapter openers now incorporate an application with a real-world graph or figure so students can understand how the chapter content pertains to actual business situations.
- Financial calculator boxes that explain how to solve examples using a financial calculator are now integrated into later chapters to familiarize students with the technology they will be using in the business world.
- A Metric System Appendix, complete with examples and exercises, explains the metric system and teaches students to convert between US and metric units of measurement.
- 'Net Assets emphasize the World Wide Web and keep students current on how businesses adapt to technology.
- Cumulative Reviews help students review groups of related chapter topics and reinforce their understanding of the material.

Table of Contents

PART I. BASIC MATHEMATICS

1. Problem Solving and Operations with Fractions

1.1 Problem Solving

1.2 Addition and Subtraction of Fractions

1.3 Multiplication and Division of Fractions

2. Equations and Formulas

2.1 Solving Equations

2.2 Applications of Equations

2.3 Formulas

2.4 Ratios and Proportions

3. Percent

3.1 Writing Decimals and Fractions as Percents

3.2 Finding the Part

3.3 Finding the Base

3.4 Supplementary Exercise: Base and Part

3.5 Finding the Rate

3.6 Supplementary Exercise: Rate, Base, and Part

3.7 Increase and Decrease Problems

Cumulative Review, Chapters 1-3

PART II. BASIC BUSINESS APPLICATIONS

4. Banking Services

4.1 Checking Accounts and Check Registers

4.2 Checking Services and Depositing Credit Card Transactions

4.3 Reconciliation

5. Payroll

5.1 Gross Earnings (Wages and Salaries)

5.2 Gross Earnings (Commission)

5.3 Gross Earnings (Piecework)

5.4 Social Security, Medicare, and Other Taxes

5.5 Income Tax Withholding

5.6 Payroll Records and Quarterly Returns

6. Taxes

6.1 Sales Tax

6.2 Property Tax

6.3 Personal Income Tax

7. Risk Management

7.1 Business Insurance

7.2 Motor Vehicle Insurance

7.3 Life Insurance

Cumulative Review, Chapters 4-7

PART III. MATHEMATICS OF RETAILING

8. Mathematics of Buying

8.1 Invoices and Trade Discounts

8.2 Single Discount Equivalents

8.3 Cash Discounts: Ordinary Dating Method

8.4 Cash Discounts: Other Dating Methods

9. Markup

9.1 Markup on Cost

9.2 Markup on Selling Price

9.3 Markup with Spoilage

10. Markdown and Inventory Control

10.1 Markdown

10.2 Average Inventory and Inventory Turnover

10.3 Valuation of Inventory

Cumulative Review, Chapters 8-10

PART IV. MATHEMATICS OF FINANCE

11. Simple Interest

11.1 Basics of Simple Interest

11.2 Simple Interest for a Given Number of Days

11.3 Maturity Value

11.4 Inflation and the Time Value of Money

12. Notes and Bank Discount

12.1 Simple Interest Notes

12.2 Simple Discount Notes

12.3 Comparing Simple Interest and Simple Discount

12.4 Discounting a Note.

13. Compound Interest

13.1 Compound Interest

13.2 Daily and Continuous Compounding

13.3 Finding Time and Rate

13.4 Present Value at Compound Interest

14. Annuities and Sinking Funds

14.1 Amount of an Annuity

14.2 Present Value of an Annuity

14.3 Sinking Funds

15. Business and Consumer Loans

15.1 Open-End Credit

15.2 Installment Loans

15.3 Early Payoffs of Loans

15.4 Personal Property Loans

15.5 Real Estate Loans

Cumulative Review, Chapters 11-15

PART V. ACCOUNTING AND OTHER APPLICATIONS

16. Depreciation

16.1 Straight-Line Method

16.2 Declining-Balance Method

16.3 Sum-of-the-Years'-Digits Method

16.4 Units-of-Production Method and Partial-Year Depreciation

16.5 Modified Accelerated Cost Recovery System

17. Financial Statements and Ratios

17.1 The Income Statement

17.2 Analyzing the Income Statement

17.3 The Balance Sheet

17.4 Analyzing the Balance Sheet; Financial Ratios

18. Securities and Distribution of Profit and Overhead

18.1 Distribution of Profits in a Corporation

18.2 Buying Stock

18.3 Bonds

18.4 Distribution of Profits and Losses in a Partnership

18.5 Distribution of Overhead

19. Business Statistics

19.1 Frequency Distributions and Graphs

19.2 The Mean

19.3 The Median and the Mode

19.4 Range and Standard Deviation

19.5 Index Numbers

Cumulative Review, Chapters 16-19

Appendix A: Calculator Basics

Scientific Calculators

Financial Calculators

Appendix B: The Metric System

Appendix C: Powers of e

Appendix D: Interest Tables

Answers to Selected Exercises

Glossary

Index

Publisher Info

Publisher: Addison-Wesley Longman, Inc.

Published: 2007

International: No

Published: 2007

International: No

The Eighth Edition of Mathematics for Business continues to provide solid, practical, and current coverage of the mathematical topics students must master to succeed in business today. The text begins with a review of basic mathematics and goes on to introduce key business topics in an algebra-based context.

Chapter 1, Problem Solving and Operations with Fractions, starts off with a section devoted to helping students become better problem solvers and critical thinker while reviewing basic math skills. Optional scientific calculator boxes are integrated throughout and financial calculator boxes are presented in later chapters to help students become more comfortable with technology as they enter the business world. The text incorporates applications pertaining to a wide variety of careers so students from all disciplines can relate to the material. Each chapter opener features a real-world application.

**Features**

- Current financial data used throughout the text.
- Real-world applications within exercise sets are now called out by topical headings for each problem so that students immediately see the relevance of the problems to their lives.
- Introduction to problem solving in Section 1.1 helps students learn how to think through solving common problems. The emphasis on problem-solving skills is carried through the text so that students can enter the business world with critical thinking skills and apply what they have learned.
- Chapter openers now incorporate an application with a real-world graph or figure so students can understand how the chapter content pertains to actual business situations.
- Financial calculator boxes that explain how to solve examples using a financial calculator are now integrated into later chapters to familiarize students with the technology they will be using in the business world.
- A Metric System Appendix, complete with examples and exercises, explains the metric system and teaches students to convert between US and metric units of measurement.
- 'Net Assets emphasize the World Wide Web and keep students current on how businesses adapt to technology.
- Cumulative Reviews help students review groups of related chapter topics and reinforce their understanding of the material.

PART I. BASIC MATHEMATICS

1. Problem Solving and Operations with Fractions

1.1 Problem Solving

1.2 Addition and Subtraction of Fractions

1.3 Multiplication and Division of Fractions

2. Equations and Formulas

2.1 Solving Equations

2.2 Applications of Equations

2.3 Formulas

2.4 Ratios and Proportions

3. Percent

3.1 Writing Decimals and Fractions as Percents

3.2 Finding the Part

3.3 Finding the Base

3.4 Supplementary Exercise: Base and Part

3.5 Finding the Rate

3.6 Supplementary Exercise: Rate, Base, and Part

3.7 Increase and Decrease Problems

Cumulative Review, Chapters 1-3

PART II. BASIC BUSINESS APPLICATIONS

4. Banking Services

4.1 Checking Accounts and Check Registers

4.2 Checking Services and Depositing Credit Card Transactions

4.3 Reconciliation

5. Payroll

5.1 Gross Earnings (Wages and Salaries)

5.2 Gross Earnings (Commission)

5.3 Gross Earnings (Piecework)

5.4 Social Security, Medicare, and Other Taxes

5.5 Income Tax Withholding

5.6 Payroll Records and Quarterly Returns

6. Taxes

6.1 Sales Tax

6.2 Property Tax

6.3 Personal Income Tax

7. Risk Management

7.1 Business Insurance

7.2 Motor Vehicle Insurance

7.3 Life Insurance

Cumulative Review, Chapters 4-7

PART III. MATHEMATICS OF RETAILING

8. Mathematics of Buying

8.1 Invoices and Trade Discounts

8.2 Single Discount Equivalents

8.3 Cash Discounts: Ordinary Dating Method

8.4 Cash Discounts: Other Dating Methods

9. Markup

9.1 Markup on Cost

9.2 Markup on Selling Price

9.3 Markup with Spoilage

10. Markdown and Inventory Control

10.1 Markdown

10.2 Average Inventory and Inventory Turnover

10.3 Valuation of Inventory

Cumulative Review, Chapters 8-10

PART IV. MATHEMATICS OF FINANCE

11. Simple Interest

11.1 Basics of Simple Interest

11.2 Simple Interest for a Given Number of Days

11.3 Maturity Value

11.4 Inflation and the Time Value of Money

12. Notes and Bank Discount

12.1 Simple Interest Notes

12.2 Simple Discount Notes

12.3 Comparing Simple Interest and Simple Discount

12.4 Discounting a Note.

13. Compound Interest

13.1 Compound Interest

13.2 Daily and Continuous Compounding

13.3 Finding Time and Rate

13.4 Present Value at Compound Interest

14. Annuities and Sinking Funds

14.1 Amount of an Annuity

14.2 Present Value of an Annuity

14.3 Sinking Funds

15. Business and Consumer Loans

15.1 Open-End Credit

15.2 Installment Loans

15.3 Early Payoffs of Loans

15.4 Personal Property Loans

15.5 Real Estate Loans

Cumulative Review, Chapters 11-15

PART V. ACCOUNTING AND OTHER APPLICATIONS

16. Depreciation

16.1 Straight-Line Method

16.2 Declining-Balance Method

16.3 Sum-of-the-Years'-Digits Method

16.4 Units-of-Production Method and Partial-Year Depreciation

16.5 Modified Accelerated Cost Recovery System

17. Financial Statements and Ratios

17.1 The Income Statement

17.2 Analyzing the Income Statement

17.3 The Balance Sheet

17.4 Analyzing the Balance Sheet; Financial Ratios

18. Securities and Distribution of Profit and Overhead

18.1 Distribution of Profits in a Corporation

18.2 Buying Stock

18.3 Bonds

18.4 Distribution of Profits and Losses in a Partnership

18.5 Distribution of Overhead

19. Business Statistics

19.1 Frequency Distributions and Graphs

19.2 The Mean

19.3 The Median and the Mode

19.4 Range and Standard Deviation

19.5 Index Numbers

Cumulative Review, Chapters 16-19

Appendix A: Calculator Basics

Scientific Calculators

Financial Calculators

Appendix B: The Metric System

Appendix C: Powers of e

Appendix D: Interest Tables

Answers to Selected Exercises

Glossary

Index