Planning Your Financial Future, Updated - 3rd edition

Summary: This text for personal financial planning adopts a life-cycle approach to financial planning. The writing style, designed for readers with diverse educational backgrounds, is informal and relatively non-technical. The emphasis is on practical application and decision making. Concepts are reinforced with diverse real-life examples, up-to-date information, expert advice, and a problem solving format. Easy-to-complete worksheets are integrated into the text. New "S ...show moreurf's Up" Internet Exercises have been added. The result is a quality text that is current and provides a thorough, conceptually sound treatment of the subject for both students and instructors alike.

Benefits:

• NEW! Personal Financial Plans: Material has been moved to Chapter 1 to set a foundation.
• Renter and Landlords: New material added in Chapter 8 on rights and responsibilities of each party.
• Easy-to-complete worksheets: A complete set of blank worksheets is included in the text. Computerized versions of most are included in the Personal Finance Wizard software that is packaged with each new copy of the text.
• Long Term Care: Chapter 10 includes new insurance information on this important topic.
• NEW! Updated material on the changes in Medicare enacted in 2003.
• New material on jobs and benefits: New information on using the internet to find jobs along with new material on employee benefits has been added.
• NEW! Student Budget Information: New material included in Chapter 3.
• NEW! New Tax Information: Chapter 6 includes 2001 tax forms along with discussion of recent tax changes.
• Financing a College Education: Chapter 15 includes various options including UTMA, 529 accounts, and sources of financial aid.
• Quality Teaching Package: Includes Personal Finance Wizard Software, newly updated and improved test bank, computerized test bank, and MS Power Point lecture slides.
• NEW! Completely updated: New material on the impact of 9/11/01, new opening vignettes, changes in the Social Security system, and changes to the federal fair credit reporting system.
• NEW! Increased use of the Internet: New web addresses are included in each chapter including new material on using the internet to manage personal finances.
• Fraud and Identity Theft: New material in Chapter 7 to help protect oneself against internet related fraud and identity theft.

Edition/Copyright: 3RD 05
Cover: Hardcover
Publisher: South-Western Publishing Co.
Published: 05/05/2004

View Table of Contents

1. An Overview of Personal Finance

PART I. PERSONAL FINANCE TOOLS

2. Career Aspects of Personal Finance
3. Personal Financial Statements and Budgets

PART 2. BASIC MONEY MANAGEMENT

4. Managing Liquidity
5. Credit Management
6. Understanding Taxes

PART 3. EFFECTIVE BUYING

7. Transportation and Household Purchase Decisions
8. The Housing Decision

PART 4. PURCHASING PROTECTION

9. Property and Liability Insurance
10. Health and Disability Insurance
11. Life Insurance

PART 5. INVESTING - BUILDING WEALTH

12. The Investment Decision
13. Buying and Selling Securities
14. Mutual Funds

PART 6. FINANCIAL PLANNING FOR TOMORROW

15. Financing a College Education
16. Retirement Planning
17. Estate Planning

APPENDIX. THE TIME VALUE OF MONEY

Other Editions of Planning Your Financial Future, Updated:

Planning Your Financial Future - 4 edition

ISBN13: 978-0324380163